🏡 First-Time Home Buyer? Here’s What You Need to Know

🏡 First-Time Home Buyer? Here’s What You Need to Know

Buying your first home is exciting—but let’s be honest, it can also feel overwhelming. Paperwork, banks, location choices, budgets, legal stuff… there’s a lot to figure out.

Don’t worry—you’re not alone. At Admire Infra Group, we’ve helped thousands of first-time buyers find their dream home. Here’s a simple guide to help you get started with clarity and confidence.

✅ 1. Understand What You Can Afford

Before anything else, set a budget. Consider your income, monthly expenses, and how much you can comfortably pay as EMI.

🔹 Use a home loan EMI calculator to estimate repayments.
🔹 Factor in down payment, stamp duty, registration, and maintenance.

Tip: Keep your total EMI under 40% of your monthly income for financial comfort.


🏦 2. Check Your Home Loan Eligibility

Most first-time buyers need financing. The good news? Banks offer attractive schemes to salaried and self-employed professionals.

Documents you’ll need:

  • ID & address proof
  • Salary slips or IT returns
  • Bank statements
  • Employment or business proof

Admire Infra Group can connect you directly with banking partners like HDFC, ICICI, SBI, and more—for faster approvals and better rates.


📍 3. Location is Everything

Look for areas that offer a balance of connectivity, infrastructure, lifestyle, and future growth.

Our top picks for first-time buyers in Navi Mumbai:

  • Kharghar – Developed infrastructure & close to nature
  • Ulwe – Rapidly developing & metro-ready
  • Pushpak Nagar – Smart investment near Navi Mumbai Airport

🧾 4. Understand the Paperwork

Legal documentation is crucial. Here’s what you’ll deal with:

  • Agreement for Sale
  • RERA registration
  • Title & ownership documents
  • Encumbrance certificate

With Admire Infra Group, you get full transparency—we provide legal clarity for every project.


🔐 5. Think Long-Term

Ask yourself:

  • Will this home suit my lifestyle in 5–10 years?
  • Is it close to my workplace, schools, hospitals?
  • Does the builder have a solid reputation?

Buying a home isn’t just about price—it’s about value and vision.


🏘️ 6. Visit the Property

Always schedule a site visit before booking. Look beyond the show flat:

  • Check building quality
  • Ask about possession timelines
  • Meet existing buyers if possible

💬 Final Thoughts

Becoming a homeowner is a major milestone—and you deserve a team that treats it with the care it deserves. At Admire Infra Group, we’re not just selling flats—we’re building foundations for your future.

From budget planning to handover, we’re here to help every step of the way.

📞 Ready to start your journey? Let’s talk.


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